Pebl handles traditional global EOR. Toku handles what happens when your team needs stablecoin payroll.

No. As of Q1 2026, Pebl has no stablecoin payroll product. Its payment infrastructure runs entirely on traditional fiat bank rails. Pebl's own blog content discusses how employers can pay in crypto — citing third-party platforms like Bitwage — but Pebl itself does not offer stablecoin payroll, on-chain settlement, or any digital asset compensation capability. If you run Pebl for global EOR and want to add stablecoin payroll, Toku integrates with Pebl and adds on-chain settlement without requiring you to change your existing EOR setup.

Yes. This is the most practical setup for teams that use Pebl for traditional global EOR and need stablecoin payroll or token compensation on top. Pebl remains your system of record for traditional employment and fiat payroll. Toku connects via API, handling stablecoin settlement, token compensation, and the jurisdiction-aware tax reporting that goes with it. Your team continues working in Pebl for what Pebl does well. The digital asset layer runs in Toku alongside it.

Both Toku and Pebl offer global EOR, but with different models and strengths. Pebl operates as a payroll aggregator — it partners with local payroll providers in each country and centralizes billing for the client. Its coverage extends to 185+ countries and includes immigration, visa support, and an AI compliance assistant. Pebl is service-heavy and suited to enterprise teams that want a long-established global EOR partner. Toku operates its own EOR infrastructure across 100+ countries, with the key differentiator being stablecoin payroll and token compensation running natively alongside employment compliance. For Web3 teams or companies adding digital asset compensation, Toku handles the full picture. For teams that want pure fiat EOR with deep immigration support, Pebl has more coverage depth — and the two can run alongside each other.

Independent analysis of Pebl's pricing has cited a 4% FX markup on international payments — double the typical 2% charged by most EOR providers. For a team member earning $10,000 per month, this adds $400 in monthly overhead per person. Across a 20-person international team, that is $8,000 per month in avoidable FX costs. Toku's stablecoin payroll eliminates this category of cost. On-chain settlement via Polygon and Sei costs fractions of a cent per transaction. There are no correspondent banks, no FX intermediaries, and no markup — the full payment amount reaches the employee.

No. Pebl's compensation tools are built around fiat salary, statutory benefits, and compliance reporting in traditional currencies. Token grant management, vesting schedules, and TGE distributions are outside the scope of what Pebl offers. Toku handles the full token compensation lifecycle alongside payroll — grant agreements, vesting cliffs, automated distributions when vesting events occur, and jurisdiction-aware tax reporting for each recipient. For companies that pay teams in both salary and tokens, this is a core operational requirement. Toku is where it lives.

Pebl (formerly Velocity Global) has genuine strengths built over more than a decade: 185+ country coverage, a recognized compliance track record, an AI assistant for complex HR questions in 50+ languages, and immigration and visa services that not all EOR providers offer. For enterprise teams expanding into countries with complex labor laws, Pebl's service-heavy model is a meaningful advantage. Toku does not replace those capabilities. It adds what Pebl cannot do — on-chain stablecoin settlement, token grant management, and digital asset tax reporting — running alongside your existing Pebl relationships rather than displacing them.