Savings calculator
Cut International Payroll Costs by 60%+
Calculate how much you could save by switching from traditional wire transfers to stablecoin payroll. See the real cost of FX fees, intermediary banks, and failed payments, and what you'd could pay with stablecoin instead.
Why leading companies switch to stablecoin payroll with Toku
Wire transfers weren't built for global teams. Hidden FX markups, intermediary bank fees, and 3-5 day settlement times drain your budget and frustrate your employees. Toku eliminates these costs.
Pay in Minutes, Not Days
Stablecoin payments settle in under 10 minutes, 24/7, 365 days a year. No more waiting for SWIFT networks or banking hours.
Eliminate Hidden FX Fees
Traditional banks mark up exchange rates 1-3%. With USD stablecoins, you pay the real rate, saving thousands per payroll cycle.
No Intermediary Banks
Wire transfers can pass through 2-3 correspondent banks, each taking a cut. Stablecoin payments go direct, with fees under $1.
Full Compliance, Built In
Toku handles tax withholding, reporting, and local currency conversion, so you get the savings without the compliance risk.
Why leading companies switch to stablecoin payroll with Toku
Wire transfers weren't built for global teams. Hidden FX markups, intermediary bank fees, and 3-5 day settlement times drain your budget and frustrate your employees. Toku eliminates these costs.
Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.
Sota Watanabe
Founder, Astar Network
Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.
Julian Tan
Director, Sei Foundation
The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.
Zoe Gadsden
COO, Matter Labs
The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.
COO, distributed AI startup
We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.
Head of Operations, layer-1 protocol
Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.
Sota Watanabe
Founder, Astar Network
Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.
Julian Tan
Director, Sei Foundation
The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.
Zoe Gadsden
COO, Matter Labs
The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.
COO, distributed AI startup
We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.
Head of Operations, layer-1 protocol
We’ve worked with pretty much every EOR in the industry. They’ve all raised hundreds of millions of dollars but have no idea how to work with crypto companies or how to handle tokens. We love working with Toku because they just get it and they care.
Phil Karl
Controller, Protocol Labs
Toku’s expertise in both token compensation and Web2 transitions has been extremely helpful, and their attentive service made the transition much easier.
Franka Bestmann
Director of People Ops, NEAR Foundation
We had a senior hire moving to a country we had never operated in, on a tight timeline, with a compensation package that included tokens. Toku had her onboarded inside two weeks, sorted the tax treatment on her token portion, and set up local benefits. Our previous provider had told us it was not possible.
VP People, decentralised infrastructure company
When we had questions about administering token grants across fifteen jurisdictions, we did not get a generic sales pitch or a let-me-check-with-the-team response. Toku's head of token payroll proposed a structure on the call that our outside counsel had not considered. That changed how we thought about the whole programme.
General Counsel, foundation
We’ve worked with pretty much every EOR in the industry. They’ve all raised hundreds of millions of dollars but have no idea how to work with crypto companies or how to handle tokens. We love working with Toku because they just get it and they care.
Phil Karl
Controller, Protocol Labs
Toku’s expertise in both token compensation and Web2 transitions has been extremely helpful, and their attentive service made the transition much easier.
Franka Bestmann
Director of People Ops, NEAR Foundation
We had a senior hire moving to a country we had never operated in, on a tight timeline, with a compensation package that included tokens. Toku had her onboarded inside two weeks, sorted the tax treatment on her token portion, and set up local benefits. Our previous provider had told us it was not possible.
VP People, decentralised infrastructure company
When we had questions about administering token grants across fifteen jurisdictions, we did not get a generic sales pitch or a let-me-check-with-the-team response. Toku's head of token payroll proposed a structure on the call that our outside counsel had not considered. That changed how we thought about the whole programme.
General Counsel, foundation
Toku’s expertise and attentive approach have made the process seamless and met our expectations so far.
Olha Salova
Head of HR, NEAR Prime
We highly recommend working with the Toku team. They were great partners navigating us through complex processes.
Christian Crowley
Sanctum
We moved off a legacy EOR and an outside accounting firm and finally closed the reconciliation gap on our RSUs. The depth of expertise on the Toku team is leagues ahead of where we were. We are saving more than thirty hours a month in operations admin, and the books close clean every cycle.
Finance Manager, remote-first software company
Our token launch had a mountain of deadlines, hundreds of international recipients, and a vesting schedule that no off-the-shelf provider could handle. Toku stepped in, coordinated with our outside counsel, and ran the entire distribution end to end. By the time we went live, every recipient was set up correctly and every jurisdiction was covered.
Head of Finance, Protocol Foundation
Toku’s expertise and attentive approach have made the process seamless and met our expectations so far.
Olha Salova
Head of HR, NEAR Prime
We highly recommend working with the Toku team. They were great partners navigating us through complex processes.
Christian Crowley
Sanctum
We moved off a legacy EOR and an outside accounting firm and finally closed the reconciliation gap on our RSUs. The depth of expertise on the Toku team is leagues ahead of where we were. We are saving more than thirty hours a month in operations admin, and the books close clean every cycle.
Finance Manager, remote-first software company
Our token launch had a mountain of deadlines, hundreds of international recipients, and a vesting schedule that no off-the-shelf provider could handle. Toku stepped in, coordinated with our outside counsel, and ran the entire distribution end to end. By the time we went live, every recipient was set up correctly and every jurisdiction was covered.
Head of Finance, Protocol Foundation
Ready to stop overpaying for international payroll?
One Platform, Two Powerful Ways to Run Global Payroll
Toku offers flexibility in payroll management. Choose between our fully-managed payroll services or integrate only the tools you need. Either way, you're equipped to manage compliant global payroll effortlessly.

Let Toku Run Payroll for You
A complete solution for teams who want global payroll, benefits, compliance, and taxes handled end-to-end.

Use Toku as Your Payroll Stack
Already have systems in place? Use only the tools you need - from stablecoin payouts to compliance modules.

Not sure which fits best? Talk to our team.
Our experts are ready to guide you in selecting the right solution.
Frequently Asked Questions
No, you do not need to use the Toku dashboard to use these templates. They are provided under an open-source license, allowing you to download and utilize them independently for your company's needs. That being said, Toku dashboard and our solutions are specifically customized to streamline the process of managing and implementing token grant agreements, offering additional features and integration options that may complement the use of these templates. Whether you choose to use the dashboard and other solutions or not depends on your preferences and specific requirements. If you would like to see a demo before you make a decision, reach out to team@toku.com.
A Restricted Token Unit (RTU) agreement grants a worker the right to receive tokens after specific vesting conditions, such as time or performance - are met. RTUs are similar to RSUs but are settled in tokens, and must be documented, valued at fair market value (FMV), and reported through payroll or tax filings to remain compliant.
We started by open sourcing Restricted Token Unit (RTU) agreement templates tailored for different countries but are planning on releasing Restricted Token Agreement (RTA), Restricted Token Purchase Agreement (RTPA) and Token Warrant templates soon. Reach out to team@toku.com for early access.
We partnered with top law firms in each jurisdiction to ensure legal accuracy and compliance. If you would like to receive our list of local legal partners, please reach out to team@toku.com.
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