Savings calculator

Cut International Payroll Costs by 60%+

Calculate how much you could save by switching from traditional wire transfers to stablecoin payroll. See the real cost of FX fees, intermediary banks, and failed payments, and what you'd could pay with stablecoin instead.

Employees paid across borders
Per employee
$
How often you run payroll
Per transaction
$
Percentage of transfer amount
%

Why leading companies switch to stablecoin payroll with Toku

Wire transfers weren't built for global teams. Hidden FX markups, intermediary bank fees, and 3-5 day settlement times drain your budget and frustrate your employees. Toku eliminates these costs.

Clock icon representing instant settlement

Pay in Minutes, Not Days

Stablecoin payments settle in under 10 minutes, 24/7, 365 days a year. No more waiting for SWIFT networks or banking hours.

Currency icon representing FX savings

Eliminate Hidden FX Fees

Traditional banks mark up exchange rates 1-3%. With USD stablecoins, you pay the real rate, saving thousands per payroll cycle.

Bank icon with a slash representing no intermediaries

No Intermediary Banks

Wire transfers can pass through 2-3 correspondent banks, each taking a cut. Stablecoin payments go direct, with fees under $1.

Shield icon representing compliance

Full Compliance, Built In

Toku handles tax withholding, reporting, and local currency conversion, so you get the savings without the compliance risk.

Why leading companies switch to stablecoin payroll with Toku

Wire transfers weren't built for global teams. Hidden FX markups, intermediary bank fees, and 3-5 day settlement times drain your budget and frustrate your employees. Toku eliminates these costs.

Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.

Sota Watanabe

Founder, Astar Network

Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.

Julian Tan

Director, Sei Foundation

The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.

Zoe Gadsden

COO, Matter Labs

The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.

COO, distributed AI startup

We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.

Head of Operations, layer-1 protocol

Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.

Sota Watanabe

Founder, Astar Network

Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.

Julian Tan

Director, Sei Foundation

The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.

Zoe Gadsden

COO, Matter Labs

The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.

COO, distributed AI startup

We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.

Head of Operations, layer-1 protocol

Ready to stop overpaying for international payroll?

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Frequently Asked Questions

No, you do not need to use the Toku dashboard to use these templates. They are provided under an open-source license, allowing you to download and utilize them independently for your company's needs. That being said, Toku dashboard and our solutions are specifically customized to streamline the process of managing and implementing token grant agreements, offering additional features and integration options that may complement the use of these templates. Whether you choose to use the dashboard and other solutions or not depends on your preferences and specific requirements. If you would like to see a demo before you make a decision, reach out to team@toku.com.

They were created in collaboration with leading local law firms to ensure compliance.

A Restricted Token Unit (RTU) agreement grants a worker the right to receive tokens after specific vesting conditions, such as time or performance - are met. RTUs are similar to RSUs but are settled in tokens, and must be documented, valued at fair market value (FMV), and reported through payroll or tax filings to remain compliant.

We started by open sourcing Restricted Token Unit (RTU) agreement templates tailored for different countries but are planning on releasing Restricted Token Agreement (RTA), Restricted Token Purchase Agreement (RTPA) and Token Warrant templates soon. Reach out to team@toku.com for early access.

We partnered with top law firms in each jurisdiction to ensure legal accuracy and compliance. If you would like to receive our list of local legal partners, please reach out to team@toku.com.

These templates are designed for companies looking to issue token-based compensation to their employees.
Each country's legal framework varies, so the templates have been localized to comply with country-specific laws and regulations.
Toku opted to open source the grant agreement templates to promote transparency, collaboration, and industry standardization. By freely sharing these templates, our goal is to facilitate the exchange of knowledge and best practices within the community and to support easier access and adoption of critical legal documents like token grant agreements. We want to make it easier, faster and more affordable for any project to roll out effective and compliant token-incentive compensation.

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