SAVINGS CALCULATOR

Cut International Payroll Costs by 60%+

Calculate how much you could save by switching from traditional wire transfers to stablecoin payroll. See the real cost of FX fees, intermediary banks, and failed payments, and what you'd could pay with stablecoin instead.

Why leading companies switch
to stablecoin payroll with Toku

Wire transfers weren't built for global teams. Hidden FX markups, intermediary bank fees, and 3-5 day settlement times drain your budget and frustrate your employees. Toku eliminates these costs.

Pay in Minutes, Not Days

Stablecoin payments settle in under 10 minutes, 24/7, 365 days a year. No more waiting for SWIFT networks or banking hours.

Stylized world map formed by blue hexagonal dots with varying shades indicating different areas.

Eliminate Hidden FX Fees

Traditional banks mark up exchange rates 1-3%. With USD stablecoins, you pay the real rate, saving thousands per payroll cycle.

Close-up of two translucent blue cylindrical shapes with rounded tops on a black background.

No Intermediary Banks

Wire transfers can pass through 2-3 correspondent banks, each taking a cut. Stablecoin payments go direct, with fees under $1.

Stylized graphic showing the word TOKU in bold blue letters beneath floating abstract cards with rounded edges.

Full Compliance, Built In

Toku handles tax withholding, reporting, and local currency conversion, so you get the savings without the compliance risk.

Blue text 'TOKU' in the center surrounded by blurred financial terms and icons including a dollar sign, intermediary cost, wire transfer, and FX spread.

Why leading companies switch to stablecoin payroll with Toku

Wire transfers weren't built for global teams. Hidden FX markups, intermediary bank fees, and 3-5 day settlement times drain your budget and frustrate your employees. Toku eliminates these costs.

We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.

Name here
Head of Operations, layer-1 protocol

Our token launch had a mountain of deadlines, hundreds of international recipients, and a vesting schedule that no off-the-shelf provider could handle. Toku stepped in, coordinated with our outside counsel, and ran the entire distribution end to end. By the time we went live, every recipient was set up correctly and every jurisdiction was covered.

Name here
Head of Finance, Protocol Foundation

When we had questions about administering token grants across fifteen jurisdictions, we did not get a generic sales pitch or a let-me-check-with-the-team response. Toku's head of token payroll proposed a structure on the call that our outside counsel had not considered. That changed how we thought about the whole programme.

Name here
General Counsel, foundation

The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.

Name here
COO, distributed AI startup

We moved off a legacy EOR and an outside accounting firm and finally closed the reconciliation gap on our RSUs. The depth of expertise on the Toku team is leagues ahead of where we were. We are saving more than thirty hours a month in operations admin, and the books close clean every cycle.

Name here
Finance Manager, remote-first software company

We had a senior hire moving to a country we had never operated in, on a tight timeline, with a compensation package that included tokens. Toku had her onboarded inside two weeks, sorted the tax treatment on her token portion, and set up local benefits. Our previous provider had told us it was not possible.

Name here
VP People, decentralised infrastructure company

The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.

Zoe Gadsden
COO, Matter Labs

We highly recommend working with the Toku team. They were great partners navigating us through complex processes.

Christian Crowley
Sanctum

Toku’s expertise in both token compensation and Web2 transitions has been extremely helpful, and their attentive service made the transition much easier.

Franka Bestmann
Director of People Ops, NEAR Foundation

Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.

Julian Tan
Director, Sei Foundation

Toku’s expertise and attentive approach have made the process seamless and met our expectations so far.

Olha Salova
Head of HR, NEAR Prime

We’ve worked with pretty much every EOR in the industry. They’ve all raised hundreds of millions of dollars but have no idea how to work with crypto companies or how to handle tokens. We love working with Toku because they just get it and they care.

Phil Karl
Controller, Protocol Labs

Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.

Sota Watanabe
Founder, Astar Network

We highly recommend working with the Toku team. They were great partners navigating us through complex processes.

Christian Crowley
Sanctum

Toku’s expertise in both token compensation and Web2 transitions has been extremely helpful, and their attentive service made the transition much easier.

Franka Bestmann
Director of People Ops, NEAR Foundation

Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.

Julian Tan
Director, Sei Foundation

We had a senior hire moving to a country we had never operated in, on a tight timeline, with a compensation package that included tokens. Toku had her onboarded inside two weeks, sorted the tax treatment on her token portion, and set up local benefits. Our previous provider had told us it was not possible.

Name here
VP People, decentralised infrastructure company

We moved off a legacy EOR and an outside accounting firm and finally closed the reconciliation gap on our RSUs. The depth of expertise on the Toku team is leagues ahead of where we were. We are saving more than thirty hours a month in operations admin, and the books close clean every cycle.

Name here
Finance Manager, remote-first software company

The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.

Name here
COO, distributed AI startup

When we had questions about administering token grants across fifteen jurisdictions, we did not get a generic sales pitch or a let-me-check-with-the-team response. Toku's head of token payroll proposed a structure on the call that our outside counsel had not considered. That changed how we thought about the whole programme.

Name here
General Counsel, foundation

Our token launch had a mountain of deadlines, hundreds of international recipients, and a vesting schedule that no off-the-shelf provider could handle. Toku stepped in, coordinated with our outside counsel, and ran the entire distribution end to end. By the time we went live, every recipient was set up correctly and every jurisdiction was covered.

Name here
Head of Finance, Protocol Foundation

We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.

Name here
Head of Operations, layer-1 protocol

Toku’s expertise and attentive approach have made the process seamless and met our expectations so far.

Olha Salova
Head of HR, NEAR Prime

We’ve worked with pretty much every EOR in the industry. They’ve all raised hundreds of millions of dollars but have no idea how to work with crypto companies or how to handle tokens. We love working with Toku because they just get it and they care.

Phil Karl
Controller, Protocol Labs

Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.

Sota Watanabe
Founder, Astar Network

The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.

Zoe Gadsden
COO, Matter Labs

Toku is the obvious choice for any global crypto company to work with to hire and compensate their employees.

Sota Watanabe
Founder, Astar Network

We’ve worked with pretty much every EOR in the industry. They’ve all raised hundreds of millions of dollars but have no idea how to work with crypto companies or how to handle tokens. We love working with Toku because they just get it and they care.

Phil Karl
Controller, Protocol Labs

Toku’s expertise and attentive approach have made the process seamless and met our expectations so far.

Olha Salova
Head of HR, NEAR Prime

Toku helped us simplify our payroll and compliance processes while seamlessly implementing our token compensation program through one integrated solution.

Julian Tan
Director, Sei Foundation

Toku’s expertise in both token compensation and Web2 transitions has been extremely helpful, and their attentive service made the transition much easier.

Franka Bestmann
Director of People Ops, NEAR Foundation

We highly recommend working with the Toku team. They were great partners navigating us through complex processes.

Christian Crowley
Sanctum

The seamless execution of the TGE process simply wouldn’t have been possible without Toku’s guidance and dedication.

Zoe Gadsden
COO, Matter Labs

We had a senior hire moving to a country we had never operated in, on a tight timeline, with a compensation package that included tokens. Toku had her onboarded inside two weeks, sorted the tax treatment on her token portion, and set up local benefits. Our previous provider had told us it was not possible.

Name here
VP People, decentralised infrastructure company

We moved off a legacy EOR and an outside accounting firm and finally closed the reconciliation gap on our RSUs. The depth of expertise on the Toku team is leagues ahead of where we were. We are saving more than thirty hours a month in operations admin, and the books close clean every cycle.

Name here
Finance Manager, remote-first software company

The fee comparison was the part that sold the CFO. FX showed up as a line item on every invoice, capped contractually, and the off-ramp was twenty-five basis points. Our previous provider had been pulling north of three percent on the same payments and never put it on an invoice.

Name here
COO, distributed AI startup

When we had questions about administering token grants across fifteen jurisdictions, we did not get a generic sales pitch or a let-me-check-with-the-team response. Toku's head of token payroll proposed a structure on the call that our outside counsel had not considered. That changed how we thought about the whole programme.

Name here
General Counsel, foundation

Our token launch had a mountain of deadlines, hundreds of international recipients, and a vesting schedule that no off-the-shelf provider could handle. Toku stepped in, coordinated with our outside counsel, and ran the entire distribution end to end. By the time we went live, every recipient was set up correctly and every jurisdiction was covered.

Name here
Head of Finance, Protocol Foundation

We launched US operations on stablecoin payroll in two weeks. Hires got paid the same day we ran their first cycle, in the mix of stablecoin and fiat they asked for, and tax withholding was handled in the background. The setup we'd been quoted by traditional providers was six weeks and three vendors.

Name here
Head of Operations, layer-1 protocol

Ready to stop overpaying for international payroll?

Frequently Asked Questions

Do I need to use the Toku dashboard to use these templates?

No, you do not need to use the Toku dashboard to use these templates. They are provided under an open-source license, allowing you to download and utilize them independently for your company's needs. That being said, Toku dashboard and our solutions are specifically customized to streamline the process of managing and implementing token grant agreements, offering additional features and integration options that may complement the use of these templates. Whether you choose to use the dashboard and other solutions or not depends on your preferences and specific requirements. If you would like to see a demo before you make a decision, reach out to [email protected].

How were these templates developed?

They were created in collaboration with leading local law firms to ensure compliance.

What is a Restricted Token Unit (RTU) agreement?

A Restricted Token Unit (RTU) agreement grants a worker the right to receive tokens after specific vesting conditions, such as time or performance - are met. RTUs are similar to RSUs but are settled in tokens, and must be documented, valued at fair market value (FMV), and reported through payroll or tax filings to remain compliant.

What type of token grant agreement templates does Toku open sources?

We started by open sourcing Restricted Token Unit (RTU) agreement templates tailored for different countries but are planning on releasing Restricted Token Agreement (RTA), Restricted Token Purchase Agreement (RTPA) and Token Warrant templates soon. Reach out to [email protected] for early access.

Who are the partner law firms involved in creating these templates?

We partnered with top law firms in each jurisdiction to ensure legal accuracy and compliance. If you would like to receive our list of local legal partners, please reach out to [email protected].

Who can use these templates?

These templates are designed for companies looking to issue token-based compensation to their employees.

Why are there different versions of templates for different countries?

Each country's legal framework varies, so the templates have been localized to comply with country-specific laws and regulations.

Why does Toku open source grant agreement templates?

Toku opted to open source the grant agreement templates to promote transparency, collaboration, and industry standardization. By freely sharing these templates, our goal is to facilitate the exchange of knowledge and best practices within the community and to support easier access and adoption of critical legal documents like token grant agreements. We want to make it easier, faster and more affordable for any project to roll out effective and compliant token-incentive compensation.