EOR pricing compared: what employer of record providers charge (2026)

What the EOR fee buys

An employer of record employs your hire on its own local contract, runs payroll and statutory filings, administers benefits and handles terminations under local law, while you direct the work. The monthly fee is the provider's charge for that service. It is not the cost of the employee.

Every provider in the table bills the salary, employer taxes and social contributions, and mandatory or selected benefits on top of the fee. Those employment costs are usually far larger than the fee, which is why the employer of record cost guide builds a full monthly budget rather than comparing fees alone.

Terms that change the real price

• Contract length. Remote's $599 applies to annual contracts. Deel bills month to month. Oyster's USD 699 is its monthly price, and its annual seats cost less but are paid upfront and are not refundable.
• Deposits. Deel normally holds one to one and a half months of all costs per hire and Oyster about one month, both refundable. Remote has no standard deposit but may ask for a refundable reserve.
• Currency conversion. None of the six publishes a conversion markup. Papaya adds an unpublished processing fee to a market reference rate, Deel uses a forward rate from its banking partners, Remote fixes one rate per billing cycle and Oyster charges a fee when you pay in a currency other than the contract's.
• Equity and extras. Remote charges $39 per employee per month for EOR employees who receive equity. Deel and Oyster sell immigration or visa support separately.

Coverage and entities

Country counts are what each vendor publishes, and several vendors give different totals on different pages: Papaya Global 180+, Deel 130+, Oyster 120+, Rippling 115 and Remote 90+. Toku covers 100+ countries. A higher number only matters if it includes the countries you hire in.

Ask who the legal employer will be in each country. Remote says it uses only its own entities and Deel says it owns entities in 130+ countries. Oyster employs more than 80% of hires through its own entities and uses partners in a few regions. Papaya and Rippling do not say on their EOR pages.

How Toku prices employer of record

Toku lists its employer of record service at $599 per employee per month, with volume and multi-country pricing available. Salary, employer contributions and benefits are additional, and platform fees, employer costs and network fees are itemized on the invoice. Any deposit or one-time charge is confirmed in your quote before onboarding.

Salary is valued and withheld in local currency. Where local rules allow it, an employee can opt in to receive net pay in USDC, and the country guides say where they do not. Contractors are paid through contractor management at $19 per contractor per month, in local currency, USDC or USDT.

How to compare quotes

• Ask every provider to quote the same hire: country, gross salary, benefits and start date.
• Get the monthly fee, deposit, contract length and notice period in writing.
• Ask for the exchange rate each would have used on one recent payroll date, and estimate the gap with the FX savings calculator.
• Check who the legal employer is in that country, and what offboarding costs.