Network

Stablecoin payroll on Stellar

Toku runs payroll for employees and contractors and pays them in USDC and EURC on Stellar.

Toku is an employer of record and global payroll provider in 100+ countries, paying teams in local currency or stablecoins. On Stellar, Toku sets and withholds salary in local currency, runs the compliance checks and tax reporting, and then sends the net pay in USDC, EURC and XLM. Stellar is a payments network built for cross-border transfers.

Talk to us about payroll on StellarSee pricing

Updated · Usage figures from DefiLlama stablecoin and chain data

Stellar with Toku at a glance

Tokens Toku paysUSDC, EURC and XLM
Who can be paidEmployees through Toku's employer of record, and contractors
Coverage100+ countries, confirmed for each person before the first payment
Usage on Stellar$397 million in stablecoins (number 24 by supply, 12 November 2026)

About Stellar

Stellar is a payments network built for cross-border transfers.

Transactions per second36.1 on average, measured November 12, 2026 over 33 minutes
Stablecoins on the network$397 million
Value locked in apps$208 million
Native tokenXLM
How we measured it: Horizon (horizon.stellar.org/ledgers) for 400 consecutive ledgers 65440246-65440645; TPS = successful_transaction_count in ledgers 2..N divided by the closed_at difference. Failed transactions are excluded (including them: 65.7 TPS).

Learn more about Stellar

How it works

  1. You approve the payroll run or contractor invoices in Toku.
  2. Toku sets salary in local currency and handles withholding, tax filings and compliance checks.
  3. Toku sends the net pay in USDC and EURC to each person's wallet on Stellar.
  4. Payment records, payslips and tax documents stay with each payment.

How Toku pays your team

Employees are hired and paid through Toku’s employer of record, with salary set and withheld in local currency and the net pay sent in stablecoins through stablecoin payroll. Contractors are paid through contractor management, and token compensation runs through token grant administration.

See how payout times compare across networks on stablecoin settlement times, and compare costs on the pricing page.

Talk to us about payroll on Stellar

Stellar payroll: frequently asked questions

Yes. Toku pays employees and contractors in USDC and EURC on Stellar. Salary is still set and taxed in local currency, and Toku confirms the arrangement for each person before the first payment.
USDC, EURC and XLM. XLM can also be used for token compensation and grants.
Yes. Toku's payroll API connects to providers such as ADP, Workday, Gusto and Rippling, so your provider stays the source of truth and Toku handles the Stellar payout.
Yes. Contractors invoice through Toku's contractor management and are paid in USDC and EURC on Stellar, with invoices, approvals and payment records kept together.

See Toku in action

Talk to us about payroll on Stellar

Tell us who you pay, where they work and which network your treasury uses. We'll show you how salary, contractor payouts and token compensation work for each person, with an itemized quote.

Talk to us

Salary is set and withheld in local currency, and Toku confirms the stablecoin arrangement for each person before the first payment.