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Stablecoin payroll on XRP Ledger

Toku runs payroll for employees and contractors and pays them in RLUSD on XRP Ledger.

Toku is an employer of record and global payroll provider in 100+ countries, paying teams in local currency or stablecoins. On XRP Ledger, Toku sets and withholds salary in local currency, runs the compliance checks and tax reporting, and then sends the net pay in RLUSD and XRP. The XRP Ledger is a payments-focused layer 1 network and home of Ripple's RLUSD.

Talk to us about payroll on XRP LedgerSee pricing

Updated · Usage figures from DefiLlama stablecoin and chain data

XRP Ledger with Toku at a glance

Tokens Toku paysRLUSD and XRP
Who can be paidEmployees through Toku's employer of record, and contractors
Coverage100+ countries, confirmed for each person before the first payment
Usage on XRP Ledger$963 million in stablecoins (number 13 by supply, 12 November 2026)

About XRP Ledger

The XRP Ledger is a payments-focused layer 1 network and home of Ripple's RLUSD.

Transactions per second61.5 on average, measured November 12, 2026 over 21 minutes
Stablecoins on the network$963 million
Value locked in apps$32 million
Native tokenXRP
How we measured it: rippled JSON-RPC 'ledger' (transactions: true) on xrplcluster.com for 300 consecutive validated ledgers 108282549-108282848; TPS = transactions in ledgers 2..N (all applied transactions, including tec-failed ones that pay a fee) divided by the close_time difference (10 s close-time resolution).

Learn more about XRP Ledger

How it works

  1. You approve the payroll run or contractor invoices in Toku.
  2. Toku sets salary in local currency and handles withholding, tax filings and compliance checks.
  3. Toku sends the net pay in RLUSD to each person's wallet on XRP Ledger.
  4. Payment records, payslips and tax documents stay with each payment.

How Toku pays your team

Employees are hired and paid through Toku’s employer of record, with salary set and withheld in local currency and the net pay sent in stablecoins through stablecoin payroll. Contractors are paid through contractor management, and token compensation runs through token grant administration.

See how payout times compare across networks on stablecoin settlement times, and compare costs on the pricing page.

Talk to us about payroll on XRP Ledger

XRP Ledger payroll: frequently asked questions

Yes. Toku pays employees and contractors in RLUSD on XRP Ledger. Salary is still set and taxed in local currency, and Toku confirms the arrangement for each person before the first payment.
RLUSD and XRP. XRP can also be used for token compensation and grants.
Yes. Toku's payroll API connects to providers such as ADP, Workday, Gusto and Rippling, so your provider stays the source of truth and Toku handles the XRP Ledger payout.
Yes. Contractors invoice through Toku's contractor management and are paid in RLUSD on XRP Ledger, with invoices, approvals and payment records kept together.

See Toku in action

Talk to us about payroll on XRP Ledger

Tell us who you pay, where they work and which network your treasury uses. We'll show you how salary, contractor payouts and token compensation work for each person, with an itemized quote.

Talk to us

Salary is set and withheld in local currency, and Toku confirms the stablecoin arrangement for each person before the first payment.